September 2025: With inflation still high and household budgets under pressure, many Americans are asking the same question: “Is the IRS sending out stimulus checks in 2025?” The short answer is: there is no nationwide stimulus program approved yet, but several targeted relief efforts and state-level payments are currently in motion. Here’s what you need to know this month.
Are Federal Stimulus Checks Happening in 2025?
As of September 2025, the federal government has not announced a new round of nationwide stimulus checks like those issued during the pandemic. However, discussions are ongoing in Congress around proposals such as:
- The American Worker Rebate Act: Introduced in July 2025, this would send $600 per adult and dependent child to help offset tariff-related price increases.
- Senior Relief Proposals: Lawmakers continue to debate one-time payments for Social Security, SSI, and SSDI recipients, many of whom struggle with rising healthcare and housing costs.
While these proposals have gained attention, none have been signed into law yet. That means the IRS is not currently distributing new federal stimulus checks.
State-Level Stimulus and Relief Payments
Even though federal checks aren’t guaranteed, many states continue to provide inflation relief and rebate programs. For example:
- California: Issuing targeted Middle-Class Tax Refunds.
- Alaska: Residents are set to receive their Permanent Fund Dividend (PFD) checks in mid-September, averaging $1,702 per person.
- New Mexico, Colorado, and Minnesota: Still offering state-level tax rebates for qualifying residents.
These programs vary by location, income, and filing status, but they provide meaningful relief to millions of Americans outside of federal action.
How the IRS Handles Stimulus Checks
If Congress approves new federal payments, the IRS will be the primary agency responsible for distributing funds, just as it did with the Economic Impact Payments during the pandemic.
Payments would typically go out via:
- Direct deposit into bank accounts linked to tax returns or Social Security records.
- Paper checks or debit cards for those without direct deposit.
How to Track a Future Stimulus Payment
If a new federal stimulus check is approved, the IRS will likely reopen its “Get My Payment” online tool, allowing you to:
- Check your eligibility.
- Confirm payment amount.
- See the payment method (direct deposit or check).
- Track delivery status.
In addition, the IRS typically updates its main website at www.irs.gov with official announcements, FAQs, and timelines.
Important reminder: The IRS will never call, text, or email you to ask for bank details. Payments are automatic if you qualify.
What This Means for You
- No new federal stimulus checks are currently approved.
- Congress is still debating relief proposals for 2025.
- Some states are issuing their own rebates, tax refunds, or dividends this September.
- If new payments are approved, the IRS will manage the process, and you’ll be able to track them online.
For now, families should continue to monitor official IRS announcements and state government websites to stay updated on available relief.
FAQs
1. Is the IRS sending stimulus checks in September 2025?
No, there are no new federal checks being issued this month.
2. What about state-level payments?
Yes, some states like Alaska, California, and New Mexico are still sending relief payments.
3. Will Social Security recipients get a special stimulus?
A proposal is being debated, but it has not been approved yet.
4. How can I track a stimulus payment if approved?
Through the IRS’s “Get My Payment” tool on IRS.gov.
5. How do I avoid scams?
Remember: the IRS will never ask for your banking information by phone, text, or email. Always check updates directly on the official website.