A major class action settlement has been announced in September 2025 involving Credit One Bank. The bank has agreed to pay $14 million to resolve claims that it made unlawful robocalls to customers without their consent. Eligible individuals may receive payouts of up to $1,000 per claim, depending on the number of valid applications submitted.
This settlement comes as part of ongoing efforts to protect consumers from aggressive and unauthorized telemarketing practices. If you were contacted by Credit One Bank through automated calls between the covered dates, you may qualify for payment.
What is the Credit One Bank Robocalls Settlement?
The lawsuit alleged that Credit One Bank violated the Telephone Consumer Protection Act (TCPA) by placing automated robocalls to customers without proper permission. Instead of fighting the case in court, the company agreed to a $14 million settlement fund to compensate affected individuals.
The settlement allows eligible claimants to file for compensation by submitting a claim form before the deadline in late 2025.
Who is Eligible?
You may qualify for compensation if:
- You received one or more robocalls from Credit One Bank during the settlement period.
- The calls were made without your prior consent.
- You are a U.S. resident included in the settlement list.
Each eligible claimant may receive up to $1,000, but the final payout depends on the total number of approved claims.
How Much Will You Get?
The exact amount each person receives will depend on:
- The total number of valid claims filed.
- Administrative and legal fees deducted from the $14 million fund.
- Distribution fairness as decided by the settlement administrator.
If fewer people file, individual payouts will be higher. Early estimates suggest payments may range from $500 to $1,000.
How to Apply for the Settlement
To receive compensation, you must:
- Complete the official claim form online or via mail.
- Provide required details such as your name, contact information, and verification of received calls.
- Submit your claim before the deadline (expected December 2025).
The settlement administrator will process claims and begin distributing payments in early 2026.
Why This Settlement Matters
This case highlights the importance of consumer rights in the U.S. The TCPA was designed to protect people from unwanted telemarketing, and this settlement ensures that companies face accountability. It also serves as a reminder that customers should always know their rights and act when those rights are violated.
The $14 million Credit One Bank robocalls settlement is now open for claims, offering payouts of up to $1,000 per person. If you believe you were affected, act quickly by submitting your claim before the deadline. With millions of Americans plagued by robocalls every year, this case is a significant step toward holding companies accountable for unauthorized telemarketing.
FAQs
1. How much is the Credit One Bank robocall settlement worth?
The settlement fund is valued at $14 million, with individual payments estimated at up to $1,000.
2. Who can apply for this settlement?
U.S. residents who received unauthorized robocalls from Credit One Bank during the settlement period are eligible.
3. What is the claim deadline?
The deadline is expected in December 2025. Claims submitted after this date will not be accepted.
4. When will I receive payment?
Approved claims are expected to be paid in early 2026 via check or direct deposit.
5. Do I need proof of calls?
In most cases, the settlement administrator already has a call list. However, you may be asked to verify details.